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MD-RES Requirements 2026: Eligibility, Prerequisites & How to Qualify

TL;DR
  • You must be at least 18, complete 60 hours of approved prelicensing education, and pass both exam portions within one year of finishing that coursework.
  • The MD-RES has two scored sections: 80 national questions (70% = 56 correct) and 30 Maryland questions (70% = 21 correct).
  • The exam costs $44 through PSI Services LLC; the original license fee is $98, with a $78 renewal fee effective April 27, 2026.
  • You have one year after passing to apply for your license, and you must affiliate with a licensed Maryland broker to practice.

Who Oversees the MD-RES

Every requirement discussed in this guide flows from two organizations: the Maryland Real Estate Commission, housed within the Maryland Department of Labor, and PSI Services LLC, the testing vendor that administers the computer-based exam. The Commission sets the licensing rules - education hours, application timelines, fees - while PSI builds and delivers the actual test questions and score reports. Understanding this split matters because eligibility paperwork (background checks, application deadlines) goes through the Commission, while exam scheduling, fees, and score results come from PSI.

If you're still deciding whether this path is right for you, it helps to first understand what MD-RES actually is and what the designation means before diving into prerequisites.

Basic Eligibility Requirements

Maryland keeps the baseline eligibility rules for the salesperson exam fairly lean, but each one is a hard gate - miss one and you cannot sit for the test or hold a license, no matter how well you know the material.

  • Minimum age: You must be at least 18 years old.
  • Good character and reputation: Applicants must demonstrate good character and reputation as part of the licensing review.
  • Completed prelicensing education: 60 hours of Commission-approved coursework, finished before you sit for the exam.
  • Timing window: Both exam portions must be passed within one year of completing the prelicensing course.
  • Application deadline: Once you pass, you have one year to apply for the actual license.
  • Broker affiliation: Active practice requires you to be affiliated with a licensed Maryland broker - you cannot practice independently as a new salesperson.
Two Clocks, Not One: Candidates often focus only on the exam and forget there are two separate deadlines - one year from course completion to pass the exam, and another year from passing to submit your license application. Missing either resets part of the process.

The 60-Hour Prelicensing Education Requirement

Before you can even register for the MD-RES exam, you need to complete 60 hours of approved prelicensing education through a Commission-approved provider. This coursework is designed to build the foundation for both the national and Maryland-specific portions of the exam, covering everything from property ownership concepts to Maryland licensing law.

Because the one-year exam window starts the moment you finish this coursework, timing your course completion against your actual study readiness matters. Finishing the course too early and then delaying your exam date eats into the window you have to pass both portions. For a breakdown of exactly what to review from this coursework before test day, the MD-RES Study Guide 2026 walks through a first-attempt strategy in more detail.

Exam Structure & Passing Score Mechanics

The MD-RES is a computer-based, multiple-choice exam with a very specific structure that candidates should understand before they ever schedule a seat.

National Portion

80 scored questions administered in 90 minutes, covering nationally standardized real estate concepts.

  • Passing requires 70%, or 56 correct out of 80.
  • Includes topics like contracts, agency, financing, and property disclosures.

Maryland State Portion

30 scored questions administered in 30 minutes, covering Maryland-specific licensing law and practice rules.

  • Passing requires 70%, or 21 correct out of 30.
  • Focused on Commission authority, licensing law, and Maryland brokerage practice.

In addition to the scored items, the exam includes 1-10 unscored experimental questions mixed into your test time. These questions are indistinguishable from scored ones and still consume time from your 90- or 30-minute allotment, so pacing needs to account for them even though they don't count toward your score. For an item-by-item breakdown of exactly what "passing" means numerically, see MD-RES Passing Score 2026: Exactly What You Need to Pass.

Key Takeaway

Treat the national and Maryland portions as two separate pass/fail tests within one exam session - a strong national score cannot offset a weak Maryland score, and vice versa.

Registration, Fees & Deadlines

Money and timing questions come up constantly for candidates planning their path to licensure. Here's how the numbers break down based on current Commission and PSI figures.

ItemAmount / Requirement
Exam fee (PSI Services LLC)$44 per attempt
Original salesperson license fee$98
License renewal fee (effective April 27, 2026)$78
Time to pass both exam portionsWithin 1 year of prelicensing course completion
Time to apply for license after passingWithin 1 year
Continuing education for first renewal15 hours (mandatory curriculum for licensees from Oct. 1, 2023 onward)

If you're budgeting for the full path from coursework to active license, the MD-RES Certification Cost 2026 breakdown lays out every fee side by side so there are no surprises.

What You'll Be Tested On: National & Maryland Domains

The MD-RES draws from 17 total content areas split across the national and Maryland portions. Knowing the weight of each domain helps you allocate study time proportionally instead of spreading effort evenly across topics that matter unevenly on test day.

National Portion Domains (Weighted Percentages)

  • Property Ownership - 10%
  • Land Use Controls - 5%
  • Valuation - 8%
  • Financing - 10%
  • Contracts - 19% (the single largest national domain)
  • Agency - 13%
  • Property Disclosures - 7%
  • Property Management - 3%
  • Transfer of Title - 6%
  • Practice of Real Estate - 12%
  • Real Estate Calculations - 7%

Maryland State Portion Domains

  • Duties and Powers of the Real Estate Commission
  • Licensing Requirements
  • Brokerage Relationships (the largest Maryland domain)
  • Supervision
  • Business Conduct
  • Ethics
Where the Points Live: Contracts (19%) is the heaviest single topic on the entire national exam, and Brokerage Relationships carries the most weight on the Maryland side. If your review time is limited, these two domains deserve first priority.

For a full walkthrough of what each of the 17 domains actually covers - including sample concepts and terminology - see the MD-RES Exam Domains 2026 guide. And if you're wondering how tough the exam really feels in practice given this domain spread, How Hard Is the MD-RES Exam? covers the difficulty picture in more depth.

After You Pass: Licensing & Broker Affiliation

Passing both portions of the MD-RES is not the finish line - it's the point where a new one-year clock starts. You must submit your license application to the Maryland Real Estate Commission within one year of your passing exam date. Because the original license fee is $98, budget for this cost separately from your $44 exam fee; they are not the same transaction.

Just as important: Maryland licenses are not "standalone." Active practice requires affiliation with a licensed Maryland broker. This means part of your post-exam planning should include identifying a brokerage willing to sponsor your license, since you cannot legally practice as a salesperson without that affiliation in place.

Once licensed, brokerages across Maryland hire salespersons who've completed this exact pathway - the 60-hour education, the two-part PSI exam, and broker sponsorship. If you're curious about what comes after licensure in terms of employment and earning potential, MD-RES Jobs and the MD-RES Salary Guide 2026 cover that ground, while Is the MD-RES Certification Worth It? weighs the overall return on the time and fees invested.

Renewal & Continuing Education

Licensure is not a one-time achievement - Maryland requires ongoing continuing education to keep your salesperson license active. Renewal requires 15 continuing-education hours. Salespersons initially licensed on or after October 1, 2023 must follow the mandatory 15-hour curriculum for their first renewal specifically, meaning the content and structure of that first CE cycle is standardized rather than elective.

The renewal fee itself is $78, effective April 27, 2026 - separate from the $98 original license fee and the $44 exam fee you paid earlier in the process. Keeping these three numbers straight (exam, original license, renewal) avoids budget surprises as you move from candidate to active salesperson to renewing licensee.

Building a Study Plan Around the Requirements

Because the MD-RES has two distinct, separately-scored sections, your study plan should mirror that split rather than treating the exam as one undifferentiated pool of questions. A practical approach is to sequence your review by domain weight and by which one-year clock you're racing against.

Week 1-2

Heaviest National Domains

  • Contracts (19%) and Agency (13%) - the two largest national domains
  • Practice of Real Estate (12%) alongside real-world transaction scenarios
Week 3

Remaining National Domains

  • Financing, Property Ownership, and Valuation
  • Real Estate Calculations, since math-based questions require separate practice from recall-based ones
Week 4

Maryland State Portion

  • Brokerage Relationships first, as the largest Maryland domain
  • Licensing Requirements, Supervision, Business Conduct, and Ethics
Week 5

Full Timed Practice

  • Simulate the 90-minute national section and 30-minute Maryland section separately
  • Review any missed items by domain, not just overall score

Spaced repetition and timed practice sessions work well here, but only when scheduled against these specific domain weights - reviewing Property Management (3%) as intensely as Contracts (19%) wastes limited study hours. For structured daily and weekly plans built around this exact domain breakdown, the MD-RES Study Guide offers a more detailed schedule, and our practice test platform lets you drill each domain separately before combining them into full timed simulations.

Key Takeaway

Study the national portion and Maryland portion as two separate subjects with two separate passing thresholds, not as one blended 110-question test.

Frequently Asked Questions

Do I need to pass both the national and Maryland portions in the same sitting?

The exam is administered as one session covering both portions, and each is scored separately at 70% - 56 of 80 nationally and 21 of 30 for Maryland. Check current PSI policy for specifics on retesting a single failed portion versus both.

What happens if I don't apply for my license within one year of passing?

The one-year application window after passing is a hard requirement from the Maryland Real Estate Commission. Missing it typically means you'll need to revisit the eligibility process, so submit your application promptly after receiving passing results.

Can I take the MD-RES exam before finishing my 60 hours of prelicensing education?

No. The 60-hour approved prelicensing course must be completed first, and your one-year window to pass the exam begins counting from that completion date.

Do I need a broker before I take the exam?

Not to sit for the exam itself, but active practice after licensure requires affiliation with a licensed Maryland broker, so it's wise to start those conversations while you're still studying.

How much continuing education do I need after my first license renewal?

Renewal requires 15 continuing-education hours. Salespersons initially licensed on or after October 1, 2023 follow the mandatory 15-hour curriculum for that first renewal cycle specifically.

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